1. Determine Your Eligibility for SSD

Before you start the application process, it's important to confirm that you meet the eligibility criteria for SSD. The basic requirements include:

• Work History: You need to have worked and paid into Social Security for a certain number of years, depending on your age.
• Medical Condition: You must have a medical condition that meets the SSA’s definition of a disability. The SSA considers you disabled if your condition is expected to last at least one year or result in death and prevents you from performing any substantial gainful activity.

2. Gather the Necessary Documentation

When applying for SSD, you'll need to provide detailed information about your medical condition and work history. Key documents typically include:

• Medical Records: Documentation from your healthcare providers that outlines your diagnosis, treatment, and how your condition limits your ability to work.
• Employment History: Details about your work history, including the jobs you’ve had and the number of hours you worked.
• Personal Information: Identification details such as your Social Security number, date of birth, and contact information.
  

3. Complete the SSD Application

You can apply for SSD benefits in one of three ways:

• Online: The SSA offers an online application process through their website, which allows you to apply from the comfort of your home.
• Phone: You can call the SSA at 1-800-772-1213 to apply over the phone.
• In-Person: You can schedule an appointment at your local SSA office to apply in person.

The online process is often the quickest and easiest, but if you have questions or need assistance, a lawyer can help guide you through the process. At Hogan Smith, we offer support in gathering your documentation, filling out the forms correctly, and ensuring all information is submitted properly.

4. Wait for the SSA to Review Your Application

Once you submit your application, the SSA will review your information and determine whether you qualify for SSD benefits. This can take several months, and in many cases, applicants are denied on their first attempt. Don't be discouraged if your application is denied — many individuals are initially denied but go on to win their case after an appeal.

5. Follow Up and Appeal (If Necessary)

If your SSD application is denied, you have the right to appeal the decision. The appeal process includes several stages, including:

• Reconsideration: Requesting a review of your case by someone who was not involved in the original decision.
• Hearing: Appealing to an administrative law judge if your case is not resolved at the reconsideration stage.
• Appeals Council: If your hearing is denied, you can request a review from the SSA’s Appeals Council.
• Federal Court: As a final step, you may be able to appeal to a federal court if your case is not resolved.

Having an experienced disability attorney like those at Hogan Smith can be invaluable during the appeals process. We have successfully helped many clients navigate the complexities of SSD denials and increase their chances of securing benefits.

6. Receive Your Benefits

Once your application is approved, you’ll begin receiving Social Security Disability benefits. The amount you receive depends on your work history and the severity of your disability. SSD benefits are paid monthly, and you’ll also be eligible for Medicare after 24 months of receiving benefits.