What is Supplemental Security Income (SSI)?

Supplemental Security Income (SSI) is a federal program designed to provide monthly cash assistance to individuals who are disabled, blind, or aged (65 or older) and who have limited income and resources. SSI helps people who may not be able to work or have very low earnings, and it is intended to meet basic living needs such as food, shelter, and medical care.

Types of Cash Assistance Programs

In addition to SSI, there are other cash assistance programs that may be available to people in need. These can include:

• Temporary Assistance for Needy Families (TANF): A state-administered program designed to assist low-income families with children.
• General Assistance (GA): Some states provide general assistance for adults who don’t qualify for SSI or other forms of public assistance.

However, it’s important to understand how these programs work in conjunction with SSI.

Can You Receive Cash Assistance and SSI Simultaneously?

In some cases, you can receive both cash assistance and SSI, but it depends on the specific program and your individual circumstances. Here are the key considerations:

• TANF and SSI: In general, you cannot receive TANF benefits and SSI benefits at the same time. Since TANF is a need-based program, your eligibility for it is affected by the amount of other assistance you’re receiving. If you qualify for SSI, it often makes you ineligible for TANF, but the rules can vary by state. Some states may allow you to receive a reduced TANF amount while you receive SSI benefits.
• State and Local Cash Assistance Programs: Some states have local programs designed to help people with disabilities or low income. Depending on the state’s regulations, you may be able to receive state-specific cash assistance and SSI simultaneously, but the total amount of assistance you receive may be reduced to account for both forms of aid.
• Impact of SSI on Other Benefits: SSI is a federal program, and the income you receive from SSI can impact your eligibility for other cash assistance programs. For example, if your SSI income is considered too high, you may not qualify for additional assistance through programs like General Assistance or other local assistance.

Reporting Cash Assistance to SSI

If you receive cash assistance from any program, you must report it to the Social Security Administration (SSA), as it may affect your eligibility for SSI. The SSA will assess your total income, including cash assistance, and determine if you remain eligible for SSI.

• Income Limits: SSI has strict income limits. If the total income from SSI and other cash assistance programs exceeds the allowable limits, your SSI benefits may be reduced or terminated.
• Penalty for Failure to Report: Failing to report cash assistance may result in penalties, including overpayments that you may be required to repay. Always be sure to keep the SSA informed about any changes in your income or assistance.