Steps to Apply for Emergency Disability Benefits

While the Social Security application process can take time, there are steps you can take to expedite your claim. Here’s how to apply for emergency disability benefits:

1. Determine Eligibility for SSDI or SSI

First, determine which program you’re eligible for:

• SSDI: If you have worked and paid into Social Security through taxes, you may qualify for SSDI. You must also have a disability that prevents you from working and is expected to last for at least one year or result in death.
• SSI: If you have limited income and resources and are disabled or 65 or older, you may qualify for SSI. SSI does not require work history but focuses on your financial need.

At Hogan Smith, we can help you assess your eligibility and guide you to the appropriate program.

2. Gather the Necessary Documentation

To apply for SSDI or SSI, you will need to provide supporting documents that prove your identity, medical condition, and work history (for SSDI applicants). Having the necessary paperwork prepared will help speed up the process. Key documents include:

• Proof of identity: Social Security card, birth certificate, or passport.
• Medical records: Documentation from your doctor that outlines your disability, treatment plans, and prognosis.
• Work history: Tax returns, W-2 forms, or pay stubs to show your past employment (for SSDI).
• Financial records: Bank statements, tax returns, and other proof of income or resources (for SSI).

3. Request “Expedited Processing” (for Urgent Cases)

While there’s no official “emergency” designation for disability applications, the SSA has a process called “dire need” or “expedited processing” for those who have urgent financial needs. This typically applies in situations where:

• You are experiencing severe financial hardship and cannot meet basic living expenses.
• You are facing a terminal illness or need immediate medical attention.

To request expedited processing, you will need to:

• Provide proof of urgency: You may need to submit documents or letters from doctors, hospitals, or financial institutions that detail your emergency situation.
• Contact the SSA directly: You can explain your urgent need during your application process. It’s best to do this over the phone by calling the SSA at 1-800-772-1213, or in person at your local SSA office.

While expedited processing doesn’t guarantee approval, it can help ensure your application is reviewed more quickly. Hogan Smith can assist you with gathering the necessary documentation and making sure your case is presented clearly to the SSA.

4. Apply for Benefits

You can apply for SSDI and SSI benefits online, by phone, or in person:

• Online: You can submit your SSDI and SSI application through the SSA’s website at www.ssa.gov. Applying online is often the fastest method.
• By phone: You can call the SSA’s toll-free number at 1-800-772-1213 to start the process. An SSA representative will guide you through the application.
• In-person: If you prefer, you can visit your local Social Security office. If your situation is urgent, this may allow you to speak directly with a representative about your “dire need” situation.

5. Follow Up on Your Application

Once your application is submitted, stay on top of the status to ensure there are no delays:

• Track your claim: You can create a “my Social Security” account on the SSA website to check the status of your application.
• Stay in contact: Call the SSA or visit your local office to follow up if you haven’t received updates in a timely manner.

6. What to Do if Your Claim Is Denied

If your disability claim is denied, it’s important to act quickly. Many disability claims are initially rejected, but you have the right to appeal the decision. This can be especially crucial if your condition is worsening and you need benefits urgently.

At Hogan Smith, we can help you navigate the appeals process, which includes:

• Requesting reconsideration of the decision.
• Requesting a hearing with an Administrative Law Judge.
• Appealing to the Appeals Council or in Federal Court.