What Disability Benefits Can You Apply for in Dallas?

Social Security Disability Insurance (SSDI)

SSDI is a federal program for individuals who have worked and paid Social Security taxes. To qualify for SSDI, your disability must prevent you from working for at least 12 months or result in death. The program provides financial assistance to those who meet the eligibility criteria based on their work history.

Supplemental Security Income (SSI)

SSI is also a federal program designed for individuals who have limited income and resources. Unlike SSDI, SSI does not require a work history but is intended for those who are disabled and meet specific income and asset criteria.

How to Apply for Disability in Dallas, Texas

Step 1: Check Your Eligibility

Before applying for disability benefits in Dallas, it’s essential to verify that you meet the eligibility requirements:

• For SSDI: You need to have worked and paid Social Security taxes for a sufficient number of years. Additionally, you must have a disability that meets the SSA’s criteria.
• For SSI: You don’t need a work history for SSI, but you must meet the SSA’s financial eligibility requirements and have a qualifying disability.

You can check your eligibility by visiting the Social Security Administration (SSA) website at www.ssa.gov or contacting your local SSA office in Dallas.

Step 2: Gather Necessary Documents

To complete your application, you will need several important documents:

• Medical Records: Detailed information from your doctors or specialists about your disability, including how it affects your ability to work.
• Work History (for SSDI): If applying for SSDI, you must provide information about your past employment and Social Security contributions.
• Income and Resources (for SSI): Proof of your income, assets, and household expenses to ensure you meet the financial qualifications for SSI.

Collecting all of these documents ahead of time will help avoid delays.

Step 3: Complete Your Disability Application

Once you have all the required documents, you can begin your application process. There are several ways to apply for disability benefits in Dallas:

• Online Application: The easiest and fastest way to apply for SSDI or SSI is through the SSA’s online portal at www.ssa.gov. The website allows you to apply for both programs and guides you step-by-step.
• In-Person Application: If you prefer to apply in person, you can visit your local SSA office in Dallas. While many offices are operating on an appointment-only basis due to COVID-19, you can call ahead to schedule an appointment.
• By Phone: Alternatively, you can apply over the phone by calling the SSA at 1-800-772-1213. A representative will assist you through the application process.

Step 4: Submit Your Application

Once you've completed your application, you can submit it online, by phone, or by visiting your local SSA office. Double-check that all information is correct and that you’ve provided all required documentation. Any missing documents or inaccurate information can delay the approval process.

Step 5: Wait for a Decision

The Social Security Administration (SSA) will process your application and make a decision. The average processing time for SSDI and SSI claims is around 3 to 5 months. During this time, the SSA may request additional information or clarification regarding your medical records or work history.

Step 6: Follow Up and Respond to SSA Requests

You can check the status of your application by creating an online account on the SSA website or by calling the SSA toll-free number. It’s essential to respond promptly if the SSA contacts you for any further documentation.

Step 7: Appeal a Denied Claim (If Necessary)

If your disability claim is denied, you have the right to appeal the decision. It’s common for claims to be initially rejected, but you can take action to continue your claim:

• Request Reconsideration: If your initial claim is denied, you can request a reconsideration where the SSA will review your case again.
• Request a Hearing: If reconsideration does not result in approval, you can request a hearing before an Administrative Law Judge (ALJ) who will evaluate your case in person.

Appealing a decision can take additional time, but it’s an essential step in getting the benefits you deserve.