Step 1: Understand the SSI Eligibility Requirements

To qualify for SSI in Texas, you must meet the following criteria:

• Age, Blindness, or Disability: You must be age 65 or older, blind, or have a qualifying disability. Your disability must prevent you from working and is expected to last at least 12 months or result in death.
• Limited Income and Resources: SSI is a need-based program. You must have limited income and resources, which are the funds or assets you own. The SSA has strict limits on income and resources:
• Income: This includes money you earn from work, as well as other sources of income, like social security benefits or unemployment.
• Resources: Resources include savings accounts, property, and assets you own. The resource limit for SSI is typically $2,000 for individuals and $3,000 for couples (as of 2025, though this may change annually).

If you meet the SSI qualifications, you may be eligible to receive monthly cash assistance.

Step 2: Gather Required Documents for Your Application

Before applying, make sure you have the following documents to support your SSI application:

• Proof of Identity: A valid form of identification, such as a birth certificate, passport, or driver’s license.
• Social Security Number (SSN): Ensure that you have your Social Security number available.
• Medical Records: Documentation of any medical conditions or disabilities, including a letter from your doctor or any medical specialists that outlines your disability and how it impacts your ability to work.
• Proof of Income: Pay stubs, bank statements, or any other documentation of income.
• Proof of Resources: Records of any assets you own, such as savings accounts, property deeds, or vehicle titles.

Step 3: How to Apply for SSI in Texas

You can apply for SSI in Texas through several methods:

• Online: The fastest and most convenient way to apply is by visiting the Social Security Administration (SSA) website at www.ssa.gov. From the website, you can complete the online SSI application.
• By Phone: If you need help applying or prefer to apply over the phone, you can call the SSA at 1-800-772-1213. They can assist with starting your application and answering any questions you have.
• In Person: You can apply at your local Social Security office in Texas. Find the nearest office by visiting the SSA Office Locator on their website.

To complete your application, you will be asked to fill out forms about your personal information, work history, medical conditions, and financial status. Be sure to answer all questions thoroughly and accurately.

Step 4: Wait for a Decision on Your SSI Application

Once you’ve submitted your application for SSI, the SSA will review your case. This process can take several months, so it’s important to be patient. The SSA will:

• Review Your Medical Condition: They will check if your disability qualifies under their Listing of Impairments.
• Verify Your Income and Resources: The SSA will assess whether your income and resources meet the eligibility limits for SSI.
• Send a Decision: Once a decision is made, the SSA will send you a letter notifying you of the approval or denial of your SSI application.

Step 5: What to Do if Your SSI Application Is Denied

It’s common for SSI applications to be denied, even if you have a valid claim. If your SSI application is denied, you have the right to appeal the decision.

• Request Reconsideration: If your application is denied, you can request that the SSA review your case again. You can submit additional evidence or clarify details that may have been overlooked.
• Request a Hearing: If the reconsideration is denied, you can request a hearing before an Administrative Law Judge (ALJ). The hearing gives you the chance to present your case in person and is a critical step in the appeals process.

Step 6: Work with a Disability Lawyer or Advocate in Texas

If you have trouble with your SSI application or appeals process, it may be beneficial to consult a disability lawyer or advocate in Texas. A lawyer can help you:

• Understand the SSI application process: They will guide you through the documentation and requirements needed for a successful application.
• Assist with gathering evidence: A lawyer can help you obtain medical records, income details, and other important documents for your case.
• Represent you at hearings: If your case goes to a hearing, a lawyer can represent you and argue your case before the judge, improving your chances of winning the case.