Step 1: Determine Your Eligibility

Before you begin the application process, ensure that you meet the eligibility requirements for SSDI or SSI:

• SSDI: You must have worked and paid into Social Security for a certain number of years, based on your age.
• SSI: This program is for individuals with limited income and resources, and it does not require a work history.

Both programs require that your disability be severe enough to prevent you from working for at least 12 months or is expected to result in death. You must also meet the SSA’s disability criteria.

Step 2: Gather Required Documentation

To file your claim, you’ll need to provide detailed documentation. Be sure to collect the following:

• Social Security Number: Provide your SSN, or if you’re filing on behalf of someone else, their SSN.
• Birth Certificate or Proof of Age: You’ll need documentation proving your date of birth.
• Medical Records: Include detailed medical records that show the severity of your disability. These should include doctor’s notes, lab results, hospital records, and any treatments you’ve undergone.
• Work History: For SSDI applicants, you will need a record of your work history and earnings over the past 10 years.
• Income and Resources: For SSI applicants, gather documents to show your income and resources, including bank statements and tax returns.
• Proof of Citizenship or Immigration Status: If you're not a U.S. citizen, you’ll need documentation showing your legal immigration status.

Step 3: Complete the Application

You can apply for Social Security Disability benefits in several ways:

• Online: The SSA offers an online application process for SSDI claims, which is the fastest and most convenient option. Visit the official SSA website at www.ssa.gov to start the process.
• By Phone: If you can’t apply online, you can apply over the phone by calling the SSA at 1-800-772-1213. A representative will walk you through the application.
• In Person: If you prefer, you can apply in person at your local Social Security office. Find your nearest office by visiting the SSA website.

Step 4: Fill Out the Disability Application Form

The application form will ask for personal information, medical history, work history, and other relevant details. Be honest and thorough when answering each question. Missing or inaccurate information can delay the process or result in a denial.

Step 5: Submit Your Application

Once you’ve completed the application form, submit it along with all necessary documents. Make sure you include everything that is requested to avoid delays. After submission, the SSA will begin reviewing your case.

Step 6: Follow Up on Your Claim

After submitting your claim, the SSA will process your application, which can take several months. You may be contacted for additional information or documents, so it’s important to stay on top of any requests. Keep copies of everything you submit, and be prepared to respond promptly to any follow-up requests.

• Track Your Claim: You can create an online account on the SSA’s website to track the status of your claim and monitor any updates.
• Contact SSA: If you have any questions or concerns during the waiting period, you can contact the SSA at 1-800-772-1213 for updates.

Step 7: Wait for a Decision

Once your claim is reviewed, the SSA will send you a decision notice. This can take several months, but once you receive the decision, it will either be an approval or a denial.

• Approval: If approved, you will begin receiving Social Security Disability benefits, and you’ll be notified of the amount and how payments will be issued.
• Denial: If your claim is denied, you can appeal the decision. It’s common for claims to be denied initially, but you have the right to request a reconsideration or a hearing before an Administrative Law Judge (ALJ).

Step 8: Appeal if Necessary

If your claim is denied, don’t be discouraged. The appeals process can help you get the benefits you deserve. Here’s what to do:

• Request Reconsideration: The first step is to ask for your claim to be reviewed again by the SSA.
• Request a Hearing: If the reconsideration is denied, you can request a hearing in front of an ALJ, who will evaluate your case and hear any additional evidence you present.
• Final Appeal: If the ALJ denies your case, you can appeal to the Appeals Council and, if necessary, to federal court.