Steps to File for Disability Benefits

There are a few key steps to follow when filing for disability benefits. Here’s an overview of what you need to do:

1. Determine Which Program to Apply For: SSDI or SSI

Before you begin the application process, it's important to know which disability program you’re eligible for:

• SSDI is available to individuals who have worked and paid into Social Security for a certain number of years and now have a qualifying disability.
• SSI is a need-based program that provides financial assistance to those with limited income and resources, regardless of work history.

At Hogan Smith, we can help you determine which program best suits your situation based on your work history, income, and disability status.

2. Gather the Required Documents

To file for disability, you will need to provide several documents. This includes medical records, work history, and proof of identity. Be sure to have the following ready:

• Proof of identity: Social Security number, birth certificate, or passport.
• Medical records: Detailed documentation of your disability, including doctor’s notes, test results, and any treatments you’ve received.
• Work history: Pay stubs, W-2 forms, and other employment records to prove that you’ve worked and earned enough to qualify for SSDI (if applying for SSDI).
• Financial information: Bank statements, tax returns, and other proof of income and resources (for SSI applicants).

Having all of your documents prepared in advance can save you time and reduce the chances of delays or requests for additional information.

3. Complete the Application

Once you have all of your documentation ready, it’s time to fill out the disability application. You can apply online, by phone, or in person at your local Social Security office. The online application is typically the easiest and fastest way to apply for SSDI and SSI benefits.

Online Application for SSDI or SSI

• Visit the Social Security Administration (SSA) website: You can complete the application for SSDI and SSI benefits directly through the SSA’s website at www.ssa.gov.
• Follow the prompts: The website will guide you through each section of the application, asking for details about your medical condition, work history, and financial information.

Phone or In-Person Application

• Call the SSA: If you need assistance or prefer to apply over the phone, you can contact the SSA’s toll-free number at 1-800-772-1213.
• Visit your local Social Security office: You can also apply in person at your nearest office, where staff can help you complete the application.

4. Wait for the SSA’s Decision

After submitting your application, the Social Security Administration (SSA) will review your case and make a decision. The review process can take time, often several months, due to the volume of applications the SSA receives.

During this time, the SSA will:

• Review your medical records to verify that your disability qualifies.
• Evaluate your work history (for SSDI) or financial resources (for SSI).
• Contact your doctors or employers if additional information is needed.

5. Follow Up on Your Application

Once you’ve submitted your application, it’s important to stay in touch with the SSA. You can track the status of your application by:

• Checking the status online: You can create an account at the SSA website and track your case.
• Calling the SSA: You can call the SSA to inquire about the status of your application and make sure everything is in order.

In some cases, the SSA may request additional information or documentation, so be prepared to respond quickly to avoid delays.

6. What to Do If Your Claim Is Denied

Unfortunately, many disability claims are initially denied. If your application is rejected, you have the right to appeal the decision. The appeal process has several stages, including:

• Requesting a reconsideration: The SSA will review your case again, possibly with new medical evidence.
• Requesting a hearing: If reconsideration is unsuccessful, you can request a hearing with an Administrative Law Judge.
• Appealing to the Appeals Council or Federal Court: If the judge denies your claim, you can appeal further to a higher court.

At Hogan Smith, we can help guide you through the appeals process to give you the best chance of success.