Understand the Eligibility Requirements

Before seeking help with your Social Security Disability application, make sure you understand the SSA’s eligibility requirements for SSDI or SSI. You need to prove that you have a disability that prevents you from working and meets the SSA’s definition of a disability. Here’s a quick overview:

• SSDI: If you’ve worked and paid Social Security taxes for a certain number of years, you may qualify for SSDI benefits. You must have earned enough work credits.
• SSI: If you have limited income and resources, you may qualify for SSI benefits. Unlike SSDI, SSI is need-based and does not require work history.

Seek Help from the Social Security Administration (SSA)

The Social Security Administration offers resources to help you through the disability application process:

• Apply Online: The easiest way to apply for SSD benefits is through the SSA’s online portal at www.ssa.gov. This site provides step-by-step instructions to help you fill out your application.
• Visit Your Local SSA Office: If you prefer to apply in person or need additional assistance, you can visit your local SSA office. Call ahead to schedule an appointment to avoid long wait times.
• Call SSA Customer Service: You can also call the SSA’s toll-free number at 1-800-772-1213 to ask questions, request forms, or get help understanding the process.

Work with a Disability Lawyer

One of the best ways to get help with your Social Security Disability claim is to work with an experienced disability lawyer. Lawyers can offer valuable assistance, including:

• Assisting with the Application Process: A disability lawyer can help ensure your application is complete and accurate, improving your chances of approval.
• Collecting Medical Evidence: Lawyers can assist in gathering the necessary medical documentation and records from your treating physicians to prove the severity of your condition.
• Representing You During Appeals: If your claim is denied, a lawyer can help you navigate the appeals process. They can represent you at hearings, increasing your chances of success.

Most disability lawyers work on a contingency fee basis, meaning they don’t get paid unless you win your case, so you don’t need to worry about upfront costs.

Reach Out to Disability Advocates and Nonprofit Organizations

In addition to lawyers, you can seek help from various disability advocacy groups and nonprofit organizations that offer free or low-cost assistance. These organizations can help you understand the disability application process and provide support, including:

• National Organization of Social Security Claimants' Representatives (NOSSCR): This organization provides resources and a directory of lawyers who specialize in disability claims.
• The Disability Rights Center: Nonprofits like this provide free legal and advocacy services to people with disabilities.
• Local Support Groups: Many states and local communities have groups that provide support and information about applying for Social Security Disability.

Use SSA’s Disability Application Tools

The Social Security Administration offers a variety of tools that can help guide you through the application process:

• My Social Security Account: Create an online account at www.ssa.gov/myaccount to track your application status, view past payments, and request benefit estimates.
• Disability Starter Kit: The SSA offers a Disability Starter Kit, which includes information on how to apply, the necessary documents you’ll need, and instructions for completing your application.

Seek Help from Your Healthcare Providers

Getting the right help also means having solid medical documentation to support your claim. Your doctors and other healthcare providers play a crucial role in your disability application. Here’s how they can help:

• Provide Detailed Medical Records: Your doctors can provide thorough medical records that show the severity of your condition and how it affects your ability to work.
• Write Letters of Support: Letters from your treating physicians describing how your condition prevents you from working can make a significant difference in the outcome of your claim.

Be Prepared for the Appeals Process

It’s common for initial disability claims to be denied. If this happens, don’t get discouraged. You have the right to appeal the decision. Here’s how to get help during the appeals process:

• Request Reconsideration: If your claim is denied, you can request a reconsideration. This involves having a different reviewer examine your case.
• Request a Hearing: If reconsideration is denied, you can request a hearing before an Administrative Law Judge (ALJ). A disability lawyer can represent you at this hearing, presenting additional evidence to strengthen your case.

Get Help from State Disability Programs

In some cases, state-specific programs can provide additional assistance with your Social Security Disability claim. For example, in Colorado, there are local disability advocacy organizations that help residents navigate the Social Security process. Check with your state’s Social Security office for additional resources.