Step 1: Determine Your Eligibility for SSI

Before applying for SSI, it’s important to ensure that you meet the eligibility requirements. SSI is a need-based program, meaning you must have limited income and resources. To qualify, you must meet these general requirements:

• Age: You must be 65 or older, or you must be under 65 and have a disability.
• Disability: If applying due to a disability, you must have a medically diagnosed condition that prevents you from working and is expected to last at least one year or result in death.
• Income and Resources: You must have limited income and resources. For 2025, the limit for individuals is $2,000 in resources and for couples, it’s $3,000.

At Hogan Smith, we can help you determine if you qualify for SSI based on your specific situation.

Step 2: Gather Necessary Documentation

To apply for SSI, you will need to provide documentation that supports your application. Be prepared to submit the following:

• Proof of Identity: Social Security number, birth certificate, or other official identification.
• Medical Documentation: Detailed records from your healthcare providers about your disability, including diagnoses, treatments, and test results.
• Income and Resources: Documentation of your income (e.g., pay stubs, tax returns) and resources (e.g., bank statements, investments).

Having your documents organized and ready to go can speed up the process and reduce the chances of delays.

Step 3: Complete the SSI Application

Once you have your documentation ready, you can begin the SSI application process. There are three ways to apply:

Online

• Visit the Social Security Administration (SSA) website at www.ssa.gov to complete the application.
• Follow the instructions on the site to provide information about your disability, income, and resources.

Phone

• Call the SSA’s toll-free number at 1-800-772-1213 to apply by phone. An SSA representative will guide you through the process.

In-Person:

• You can also apply in person at your local Social Security office. Visit the SSA website or call to find the nearest office.

At Hogan Smith, we can assist you with completing your application and answering any questions you may have along the way.

Step 4: Wait for the SSA’s Decision

Once your application is submitted, the SSA will review it and make a decision. This process can take several months. During this time, the SSA will:

• Review your medical records to verify your disability.
• Evaluate your income and resources.
• Contact your doctors, employers, or other relevant sources for more information.

While waiting for a decision, it’s important to keep track of your application’s status. You can:

• Check your status online by creating an account on the SSA website.
• Call the SSA to ask about your case.

Step 5: Follow Up and Appeal if Necessary

If your SSI application is denied, don’t worry — you have the right to appeal. The appeal process involves several stages, including:

• Requesting Reconsideration: The SSA will review your case again, possibly with new medical evidence.
• Requesting a Hearing: If reconsideration doesn’t succeed, you can request a hearing with an Administrative Law Judge.
• Appealing to the Appeals Council or Federal Court: If the judge denies your claim, you can appeal further.

At Hogan Smith, we can help you with the appeals process to ensure that you have the best chance of receiving the benefits you deserve.