Who is Eligible for SSI Benefits?

To qualify for SSI benefits, you must meet certain eligibility requirements based on age, disability status, and financial need. The key criteria include:

Age or Disability Status:

• Elderly: You must be 65 years of age or older.
• Blind: You must have a vision impairment that is severe enough to meet the SSA’s criteria for blindness.
• Disabled: You must have a disability that prevents you from working and is expected to last for at least 12 months or result in death. This can include physical disabilities, mental health disorders, or chronic conditions.

Income and Resources:

• Your income must fall below a certain threshold, which is updated annually by the Social Security Administration (SSA). Income includes wages, Social Security benefits, and other sources of financial support.
• Your resources, such as savings, property, or investments, must also be limited. The SSA has specific guidelines about what counts as a resource, and generally, a person’s resources must not exceed $2,000 for an individual or $3,000 for a couple.

How Much Do SSI Benefits Pay?

The amount you receive from SSI benefits depends on your financial need, living situation, and other factors. In 2025, the maximum SSI payment for an individual is around $914 per month, and for a couple, it's about $1,371 per month. However, these amounts may vary depending on factors such as:

• Living arrangements: If you live in someone else's home or are paying rent, your payment amount could be reduced.
• Other income: Any other income you receive, such as from family or part-time work, could reduce your SSI benefits.

How to Apply for SSI Benefits?

The process of applying for SSI benefits involves several steps:

Gather Required Documents

You’ll need to provide proof of your age, disability, citizenship or residency status, and income/resources. Common documents include:

• Birth certificate or proof of age
• Medical records related to your disability
• Proof of income and assets

Submit Your Application

You can apply for SSI benefits:

• Online: Through the Social Security Administration (SSA) website.
• By phone: Call the SSA at 1-800-772-1213 to schedule an appointment.
• In-person: Visit your local SSA office.

Follow Up

After you submit your application, the SSA will review your information and may request additional documentation. This process can take several months.

What Happens After Applying for SSI?

Once you submit your application, the SSA will review your information to determine whether you qualify for SSI benefits. This includes verifying your disability and financial eligibility. If your claim is approved, you will begin receiving monthly payments.

If your application is denied, you have the right to appeal the decision. The appeals process may involve a reconsideration, hearing, or other steps to provide additional evidence or explanations regarding your eligibility.