Eligibility Requirements for SSI

• Age: To qualify for SSI, you must be 65 or older, blind, or disabled.
• Income Limits: SSI is intended for people with limited income. This includes money from work, pensions, Social Security benefits, and other financial resources. The Social Security Administration (SSA) sets an income threshold that you must stay below to qualify.
• Resource Limits: SSI also has resource limits, which include assets such as cash, savings, and property. For an individual, the limit is generally $2,000, and for couples, the limit is $3,000. Some assets are excluded, such as your primary home and car.
• Disability or Blindness: If you are applying for SSI due to disability or blindness, you must meet the SSA’s definition of disability, which means that your condition prevents you from working or is expected to last at least 12 months or result in death. The SSA has a list of impairments that can qualify you for benefits, or you may be considered disabled based on a vocational assessment.
• U.S. Citizenship or Qualified Alien Status: To be eligible for SSI, you must be a U.S. citizen or a qualified non-citizen (e.g., a legal permanent resident or certain refugees).

How to Apply for SSI

• Online Application: You can apply for SSI benefits through the SSA’s website. It’s a straightforward process, but make sure you have all necessary documentation on hand, such as income records and medical information.
• In-Person Appointment: You can also apply by scheduling an appointment at your local SSA office. This is recommended if you need assistance in completing the application or if your situation is complicated.
• Submit Supporting Documentation: Along with your application, you will need to submit documentation that proves your age, income, resources, and disability (if applicable). Keep in mind that thorough documentation will make your claim stronger.

How SSI Disability is Determined

If you are applying for SSI based on disability, the SSA will evaluate your medical condition using the following criteria:

• Severity of the Disability: The SSA will assess how severe your condition is and whether it prevents you from working.
• Duration of the Disability: Your condition must be expected to last for at least 12 months or result in death.
• Work History: If you have a work history, the SSA will also evaluate whether you can still do any previous work. For SSI, the focus is more on financial need than work history, so this step is less relevant compared to SSDI.