Understanding the SSA’s Criteria for Disability with a Concussion

The Social Security Administration (SSA) evaluates disability claims using a strict set of criteria. To qualify for SSDI or SSI benefits due to a concussion, you need to demonstrate that your symptoms meet or equal the SSA’s definition of disability. Here's how to determine if you meet the necessary requirements:

• Documented Severe Symptoms: The SSA will want clear evidence that your concussion is causing long-term or severe cognitive, physical, or emotional impairments. Symptoms like memory problems, difficulty concentrating, headaches, dizziness, and irritability may qualify you for disability if they significantly limit your ability to work.
• Medical Evidence: You’ll need comprehensive medical records from doctors who have treated you for your concussion. This should include diagnostic tests, medical imaging (such as CT scans or MRIs), and any reports from specialists like neurologists or psychologists who have assessed the long-term effects of your injury.
• Duration of Impairment: The SSA requires that your condition must be severe enough to prevent you from working for at least 12 months, or it must be expected to result in death. For concussions, this may mean ongoing cognitive or physical impairments that make it impossible for you to perform your previous work or any other work in the national economy.
• Meeting SSA’s Listing of Impairments: The SSA has a Listing of Impairments that includes specific conditions and criteria for qualifying for benefits. Concussions themselves may not be directly listed, but if your symptoms are severe and result in marked limitations in functioning, you may still qualify. Some conditions related to concussions, such as traumatic brain injury (TBI) or cognitive disorders, may be covered under the SSA’s guidelines.

How to Apply for Social Security Disability with a Concussion

Applying for SSDI or SSI benefits due to a concussion is similar to other disability claims. Here are the key steps:

• Complete the Disability Application: Start by filling out the application at the SSA’s website (www.ssa.gov). Be thorough and specific about your symptoms and how they impact your ability to perform daily tasks and work.
• Gather Supporting Documentation: Provide medical records that show a clear link between your concussion and the impairments you’re experiencing. If possible, obtain a letter from your treating physician or specialist outlining the severity and impact of your condition.
• Follow Up with the SSA: Once you’ve submitted your application, stay in touch with the SSA to track the progress of your claim. Keep copies of all correspondence and be prepared to provide additional information if requested.