Steps to Apply for SSDI for Bipolar Disorder

Understand the Eligibility Requirements for SSDI

To qualify for SSDI benefits, you must have worked and paid into Social Security for a required number of years. SSDI is for individuals who have a disability that prevents them from working for at least 12 months or is expected to result in death.

Bipolar disorder can qualify you for SSDI if it is severe enough to meet SSA's criteria. If your condition significantly affects your ability to work, it may be considered a qualifying disability.

Gather Detailed Medical Documentation

The most important part of your SSDI claim is providing medical evidence that supports your diagnosis of bipolar disorder. The SSA requires evidence showing how your condition impacts your ability to work.

Here’s what you need to do:

• Get Regular Psychiatric Care: Regular visits to a mental health professional (psychiatrist or psychologist) who can document your condition and treatment plan are essential.
• Include All Relevant Medical Records: Provide records from your doctor, therapist, hospital visits, and any inpatient stays. Ensure these records are thorough and up-to-date.
• Obtain a Medical Opinion: A letter from your treating psychiatrist or therapist explaining how your bipolar disorder affects your daily functioning and ability to maintain employment will strengthen your claim.

Complete the SSDI Application Accurately

Filling out the SSDI application is crucial for the success of your claim. Even small mistakes or omissions can delay or harm your case.

To apply, follow these steps:

• Apply Online or In Person: The SSA allows you to apply online at www.ssa.gov, or you can schedule an appointment at your local SSA office.
• Be Honest and Detailed: Be open about your bipolar disorder symptoms, treatment history, and how it limits your ability to work. SSA evaluates both your medical condition and your work history.
• Provide All Required Documents: Ensure you submit any medical records, doctor’s notes, and documentation of your previous work. Missing documents can delay or deny your application.

Know How the SSA Evaluates Bipolar Disorder

The SSA evaluates bipolar disorder under its “Mental Disorders” criteria. Here’s what the SSA looks for when assessing bipolar disorder claims:

• Medically Determinable Impairment (MDI): Your bipolar disorder must be diagnosed by a licensed professional.
• Severity of Symptoms: The SSA will assess whether your symptoms, such as mood swings, manic episodes, or depressive episodes, interfere with your ability to work. Severe limitations in areas like concentration, memory, and social interactions are key to qualifying.
• Functional Impairment: You must show that your bipolar disorder significantly limits your ability to work and function in daily life.

Follow Up and Stay Organized

After submitting your application, stay proactive. Check the status of your claim regularly and keep track of all correspondence.

To stay on top of the process:

• Create an SSA Online Account: This allows you to track the status of your claim and respond to any requests for additional information.
• Call the SSA: If you don’t receive updates or need to clarify something, contact the SSA at 1-800-772-1213.

Be Prepared for Possible Denial

It’s common for SSDI claims to be denied initially. If this happens, don’t be discouraged. You have the right to appeal the decision.

To handle a denial:

• Request Reconsideration: The first step in the appeals process is to ask for a reconsideration of your case.
• Request a Hearing: If reconsideration is denied, you can request a hearing with an Administrative Law Judge (ALJ), where you can present your case in person.
• Provide New Evidence: If you have additional medical records or other relevant documents, submit them to strengthen your appeal.

Consider Getting Help if Needed

While you can apply for SSDI without a lawyer, it’s often helpful to consult with one, especially if your case is complex or if you’re going through the appeals process.


An attorney can help you gather medical evidence, file paperwork, and represent you in hearings.