Steps to Find Out if Your SSDI Claim Is Approved

Step 1: Check the Status of Your Claim Online

One of the most convenient ways to check the status of your SSDI claim is through the SSA's online portal. You can create a my Social Security account on the SSA’s website (www.ssa.gov) to check your claim status, view notices, and receive updates on your claim.

• After logging in, you can track your claim’s status and review any actions needed from you, such as submitting additional documentation or attending a medical examination.

Step 2: Wait for a Notice from the SSA

Once the SSA has reviewed your application, they will send you a formal notice of their decision. This notice will outline whether your SSDI claim has been approved or denied.

• Approval: If your claim is approved, the notice will include details about your monthly benefit amount, when payments will begin, and any back payments owed to you.
• Denial: If your claim is denied, you will receive a written explanation detailing the reasons for the denial. You will also be given instructions on how to appeal the decision if you believe it was incorrect.

Step 3: Call the SSA for an Update

If you don’t have an online account or prefer to speak to someone directly, you can call the Social Security Administration at 1-800-772-1213 for an update on your SSDI claim. When calling, be prepared with your Social Security number, claim number, and other personal information to verify your identity.

• The SSA’s customer service representatives can provide you with information about the status of your claim and inform you if any additional actions are needed.

Step 4: Visit Your Local SSA Office

If you need more detailed information or if you’re having difficulty accessing your claim status online, you can visit your local SSA office. It may be helpful to schedule an appointment to discuss your claim and ask any questions you may have.

• Keep in mind that there may be wait times, so it’s a good idea to arrive early or call ahead to set up an appointment.

Step 5: Track the Processing Time

• The SSDI approval process can take time. On average, it takes about 3 to 5 months to receive a decision, but the time can vary depending on your case and where you live. If your claim requires more complex evaluations or an appeal, it could take longer.
• Processing time may also be affected by the volume of claims the SSA is handling. If your claim is taking longer than usual, it’s okay to follow up with the SSA.

What Happens After Your Claim Is Approved?

If your SSDI claim is approved, you will begin receiving benefits according to the payment schedule. You will typically receive your first SSDI payment within 5 months after the SSA approves your claim, as there is a 5-month waiting period before benefits begin. If you qualify for back payments, those will be issued separately, often in a lump sum.

What to Do If Your SSDI Claim Is Denied

If your SSDI claim is denied, it’s important not to lose hope. The majority of claims are initially denied, but you have the right to appeal the decision. Here’s what to do:

• Request Reconsideration: If your claim is denied, you can request a reconsideration. This involves a fresh review of your case by the SSA.
• Request a Hearing: If the reconsideration is also denied, you can request a hearing before an Administrative Law Judge (ALJ). This is an important opportunity to present your case in person and submit additional evidence.
• Seek Legal Help: If you’re unsure about how to proceed with an appeal or want assistance navigating the process, a lawyer can help you strengthen your case and represent you in hearings.