Step 1: Determine Which Disability Program You Need

Before starting your application, it’s essential to understand which disability program is right for you:

• SSDI: This program is for individuals who have worked and paid into Social Security for a sufficient period but are now unable to work due to a disability.
• SSI: This program is for low-income individuals who are disabled, blind, or age 65 or older, and who have limited financial resources. SSI does not require a work history.

Make sure to determine which program suits your situation before proceeding.

Step 2: Check Your Eligibility

To qualify for either SSDI or SSI, you must meet the Social Security Administration’s (SSA) eligibility requirements. Here’s what you need to know:

• SSDI: You must have worked and paid Social Security taxes for a certain number of years, based on your age at the time of disability. You also need to prove that your disability prevents you from working for at least 12 months or is expected to result in death.
• SSI: SSI has stricter financial eligibility requirements. You must have limited income and resources, and you need to prove that your disability prevents you from performing substantial gainful activity (SGA).

If you're unsure about your eligibility, you can visit the SSA’s website or call the SSA office for assistance.

Step 3: Gather Your Documentation

Before you apply, gather the necessary documentation to support your disability claim:

• Medical records: Include all relevant medical records, such as doctor’s notes, test results, imaging, and hospital records.
• Work history: If applying for SSDI, provide details of your work history, including past jobs and the dates you worked.
• Financial records: If applying for SSI, gather financial documents that show your income and resources, including bank statements, tax returns, and pay stubs.

Having all these documents prepared in advance will make the application process smoother.

Step 4: Apply for Disability in Nevada

There are three primary ways to apply for disability in Nevada:

• Online: The easiest and most convenient way to apply is through the SSA’s online portal at www.ssa.gov. Follow the prompts to complete your application for SSDI or SSI.
• By Phone: You can apply by calling the SSA’s toll-free number at 1-800-772-1213. A representative will assist you in completing the application over the phone.
• In Person: If you prefer to apply in person, you can visit a local SSA office in Nevada. You can find the nearest office by using the SSA’s office locator tool on their website.

Step 5: Complete the Application Thoroughly

When filling out the application, ensure that you answer all questions honestly and accurately. Providing incomplete or incorrect information can delay the process or result in a denial. Pay special attention to:

• Describing your disability: Be detailed about how your disability affects your daily life and ability to work.
• Work history: Include a full and accurate work history, especially if you are applying for SSDI.
• Medical information: Provide detailed medical evidence of your condition, including any treatment plans, medications, or ongoing care.

Step 6: Submit Your Application

Once you have completed the application, submit it through the method you’ve chosen (online, phone, or in person). Keep copies of all documents and forms you submit for your records.

Step 7: Follow Up on Your Application

After submitting your application, you can track the status of your claim. The SSA will notify you of the decision on your application. The process can take several months, so be patient. During this time, the SSA may request additional information or medical documentation.

• Create an SSA account: By setting up an account at www.ssa.gov, you can check the status of your application and receive updates on any additional documents or steps needed.
• Respond to requests promptly: If the SSA contacts you for additional information, respond as quickly as possible to avoid delays.

Step 8: Be Prepared for a Denial

It’s not uncommon for disability claims to be denied initially. If your claim is denied, you have the right to appeal the decision. Here are your options:

• Request Reconsideration: If your claim is denied, you can ask the SSA to review your case again.
• Request a Hearing: If reconsideration is denied, you can request a hearing before an Administrative Law Judge (ALJ), where you’ll have the opportunity to present your case in person.

It’s important to gather any new medical evidence or information that supports your claim before submitting your appeal.

Consider Getting Legal Help

While it’s possible to apply for disability without a lawyer, working with an experienced disability attorney can improve your chances of success. A lawyer can help you:

• Navigate the complex application process.
• Ensure your application is complete and accurate.
• Represent you during the appeal process, if necessary.