Step 1: Understand the Eligibility Requirements for Wisconsin Disability Benefits

Before applying, it’s crucial to ensure that you meet the eligibility requirements for SSDI or SSI:

• SSDI: You need to have worked and paid into Social Security for a certain number of years to qualify for SSDI.
• SSI: SSI is based on financial need and does not require a work history. SSI is designed to assist low-income individuals who are disabled, blind, or elderly.
  
• If you meet these criteria, you can proceed with the online application process.

Both programs require you to show that your disability prevents you from working for at least 12 months or is expected to result in death.

Step 2: Gather Detailed Medical Documentation

The most important part of your claim is providing clear, consistent medical evidence that proves your disability:

• See Your Doctor Regularly: Regular medical visits are crucial for creating a thorough medical history that supports your claim.
• Get Complete Medical Records: Make sure your medical records from all healthcare providers are up to date and complete.
• Get a Doctor’s Opinion: A detailed letter from your doctor explaining how your condition affects your ability to work can be pivotal for your claim.
• Include Specialists: If you see any specialists, be sure to include their records to show the comprehensive nature of your care.

Step 3: Complete the Disability Application Accurately

Filling out the application is a critical step, and any mistakes or missed details can delay your claim or result in a denial:

• Apply Online: The fastest way to apply is through the Social Security Administration’s (SSA) website at www.ssa.gov.
• Be Honest and Detailed: Provide accurate information regarding your condition, work history, and financial situation.
• Submit All Required Documents: Make sure you submit all necessary documents, including medical records and work history. Missing documents can slow down the process.

Step 4: Know the SSA’s Disability Criteria

The SSA evaluates your claim based on a five-step process. Here’s what you need to know:

• Step 1: Substantial Gainful Activity (SGA): If you are working and earning above a certain threshold, you may not qualify for benefits.
• Step 2: Severe Condition: Your condition must significantly limit your ability to perform basic work activities.
• Step 3: Listed Impairment: If your condition is on the SSA’s Listing of Impairments, you may be automatically considered disabled.
• Step 4: Past Work: The SSA will assess if you can still perform your previous job.
• Step 5: Other Work: If you can’t do your past job, they will determine whether you can do any other type of work based on your abilities and education.

Step 5: Follow Up and Stay Organized

Once your application is submitted, you should track its progress and follow up as needed:

• Create an SSA Online Account: This account allows you to track your claim’s status and check for updates or additional documents.
• Contact the SSA: If you haven’t heard back or have questions, contact the SSA at 1-800-772-1213.

Step 6: Be Prepared for a Possible Denial

It’s common for disability claims to be denied on the first attempt. If you receive a denial, don’t be discouraged. You have options:

• Request Reconsideration: This is the first step in the appeals process, where the SSA will review your claim again.
• Request a Hearing: If reconsideration doesn’t result in approval, you can request a hearing before an Administrative Law Judge (ALJ).
• Gather Additional Evidence: Make sure to provide any new medical documentation or other evidence that supports your claim.

Step 7: Consider Seeking Legal Help If Needed

While it is possible to apply without legal assistance, some individuals find it helpful to consult with a disability attorney or advocate, especially if they are denied benefits or have a complicated case. Legal professionals can assist with:

• Gathering medical records
• Helping you complete the application
• Representing you during the appeals process