Steps to Apply for SSDI in California

Step 1: Determine Your Eligibility

Before you begin your application, it’s important to make sure you meet the eligibility criteria for SSDI. To qualify, you must:

• Have a disability that prevents you from working for at least 12 months or is expected to result in death.
• Have worked long enough and paid Social Security taxes through your job. The number of work credits required depends on your age when you become disabled.
• Be under the age of 65 (for SSDI, if you're over 65, you may qualify for Social Security retirement benefits instead).

Step 2: Gather Your Documentation

The SSDI application requires detailed information about your medical condition, work history, and personal details. Here’s what you’ll need:

• Medical Records: Your treating physician's notes, lab results, and other records that document your disability.
• Work History: Your employment details for the last 15 years, including the jobs you held and your income.
• Social Security Number and Birth Certificate: Proof of identity and age.
• Tax Returns: If needed, to show your work history.

Step 3: Apply Online or In Person

You can apply for SSDI in California in several ways:

• Apply Online: The easiest way to apply is through the SSA’s online portal at www.ssa.gov. You can complete the entire application from the comfort of your home.
• Apply by Phone: If you prefer not to apply online, you can call the SSA at 1-800-772-1213 and request assistance with the application process.
• Apply In-Person: If you need help filling out the application or have questions, you can visit your local Social Security office in California. Find the nearest office by using the SSA office locator on their website.

Step 4: Complete the Application Accurately

When filling out your SSDI application, make sure to:

• Be Thorough: Include all necessary details about your disability, work history, and medical treatments.
• Be Honest: Don’t leave out any information, as this can delay your application or result in a denial.
• Double-Check Everything: Missing or incorrect information is one of the most common reasons for delays or denials.

Step 5: Wait for a Decision

Once you've submitted your application, the SSA will review your claim. This process can take several months, and the SSA will contact you with their decision. Keep in mind that:

• Initial Denials: It's common for SSDI claims to be denied at first. If this happens, you can appeal the decision (more on that in the next section).
• Request Updates: If you haven’t received an update on your claim, you can contact the SSA to check the status.

Step 6: Appeal If Necessary

If your SSDI claim is denied, you have the right to appeal the decision. The appeals process includes:

• Requesting Reconsideration: A review of your application with any additional evidence.
• Requesting a Hearing: If reconsideration doesn’t succeed, you can have your case heard by an Administrative Law Judge (ALJ).
• Appeals Council: If the ALJ denies your case, you can ask the Appeals Council to review the decision.