Step 1: Understand SSDI Eligibility Requirements

Before applying for SSDI, it’s important to ensure you meet the eligibility criteria set by the Social Security Administration (SSA):

• Work History: You must have worked and paid into Social Security through your paycheck for a certain number of years, typically 5 out of the last 10 years.
• Disability: Your disability must be severe enough that it prevents you from performing substantial work for at least 12 months or is expected to result in death.
• Medical Evidence: You will need to provide medical records to prove that your disability meets the SSA’s definition of disability.

Step 2: Gather Required Documentation

To apply for SSDI, you’ll need to provide various documents to support your claim. These may include:

• Personal Information: Your Social Security number, birth certificate, and contact details.
• Medical Records: Documentation from your doctor or healthcare provider detailing your diagnosis, treatment history, and how the disability limits your ability to work.
• Work History: A list of your recent jobs, including the names and contact information of your employers, job titles, and dates of employment.
• Financial Information: Information about your income, savings, and other financial assets, as the SSA will use this information to determine eligibility.

Step 3: Apply Online, by Phone, or In-Person

You can apply for SSDI benefits in New York using one of the following methods:

• Online Application: The fastest and most convenient way to apply is through the SSA’s online portal at www.ssa.gov. Make sure to complete the application in full and submit it electronically.
• Phone Application: You can apply by calling the SSA’s toll-free number at 1-800-772-1213 to schedule an appointment and apply over the phone.
• In-Person Application: If you prefer to apply in person, you can visit your local SSA office. You can find the nearest office by using the SSA's office locator tool online.

Step 4: Complete the SSDI Application

Whether you apply online, by phone, or in person, you'll need to fill out an application form, providing detailed information about your medical condition, work history, and daily activities. The more accurate and thorough your responses, the better your chances of approval.

Step 5: Wait for the SSA’s Decision
Once your application is submitted, the SSA will review your case. This process can take several months. During this time, they may request additional information or medical records to help with their decision-making. Keep track of your application status through your online account or by calling the SSA.

Step 6: Be Prepared for Possible Denial

It’s important to note that most initial SSDI applications are denied. If your application is denied, you have the right to appeal the decision. The appeal process includes:

• Request for Reconsideration: You can ask the SSA to review your case again with any additional evidence or documentation.
• Hearing Before an Administrative Law Judge (ALJ): If your reconsideration is denied, you can request a hearing with an ALJ who will review your case in person.