Understanding the SSA’s Criteria for Anxiety

Does Anxiety Qualify for Social Security Disability?

Anxiety disorders can qualify for Social Security Disability if they meet the SSA’s definition of disability. To qualify, your anxiety must be severe enough to prevent you from performing substantial gainful activity (SGA), such as working, for at least 12 months or more. The SSA recognizes several anxiety disorders that may be considered disabling, including:

• Generalized Anxiety Disorder (GAD)
• Panic Disorder
• Social Anxiety Disorder
• Post-Traumatic Stress Disorder (PTSD)
• Obsessive-Compulsive Disorder (OCD)

How the SSA Evaluates Anxiety

The SSA evaluates anxiety under its mental disorders listing, specifically under the “Mental Disorders” section of the Listing of Impairments. Anxiety disorders are assessed based on how they affect your ability to function in various aspects of life, including:

• Understanding or applying information: How well you can focus and perform mental tasks.
• Interacting with others: Your ability to engage in social and work-related situations.
• Concentrating or maintaining pace: Whether your anxiety makes it difficult to stay on task or maintain attention.
• Adapting or managing yourself: How well you can cope with stress, handle changes in routine, and deal with daily life.

The SSA will consider both your medical documentation and how your anxiety affects your daily functioning.

Steps to Get Social Security for Anxiety

Step 1: Gather Comprehensive Medical Evidence

To increase your chances of approval, you must provide detailed medical evidence that demonstrates how anxiety prevents you from working. The SSA will require:

• Medical Records: Documentation from your psychiatrist, therapist, or primary care doctor that outlines your diagnosis, treatment plan, and symptoms.
• Treatment History: Records of all treatments, including medications, therapy sessions, hospitalizations, or any other treatment you’ve received for anxiety.
• Doctor’s Opinion: A letter from your treating physician or mental health professional detailing how your anxiety affects your ability to function and work. The more specific they are about your limitations, the better.

Step 2: Complete the SSDI or SSI Application

Once you have your medical evidence in order, you can apply for Social Security Disability benefits. You can apply for SSDI if you have a work history and have paid Social Security taxes, or you can apply for SSI if you have limited income and resources.

• Apply Online: The SSA’s website www.ssa.gov allows you to apply for disability benefits online, which is often the fastest and easiest method.
• Apply by Phone: You can also apply by calling the SSA at 1-800-772-1213.
• Apply In-Person: If you need assistance, you can apply in person at your local Social Security office. Find your nearest office using the SSA office locator on their website.

Step 3: Be Honest and Detailed in Your Application

When filling out your application, make sure to be completely honest about how your anxiety affects your ability to work and perform daily activities. The SSA will look closely at your work history, medical records, and any limitations that anxiety causes.

• Explain Functional Limitations: Don’t just focus on your diagnosis—explain in detail how anxiety prevents you from being able to work, interact with others, or manage your daily responsibilities.
• Provide Complete Medical Documentation: Include all relevant medical evidence and ensure it’s up-to-date.

Step 4: Wait for the Decision and Be Prepared for a Denial

The SSA typically takes several months to review disability claims, especially those involving mental health conditions. It’s not uncommon for Social Security claims based on anxiety to be denied initially, even if the applicant qualifies.

• Appeals Process: If your claim is denied, don’t give up. You can appeal the decision by requesting reconsideration, and if that is denied, you can request a hearing before an Administrative Law Judge (ALJ).
• Additional Evidence: If your claim is denied, you can submit additional evidence, such as updated medical records or new evaluations, to strengthen your case during the appeals process.