Top Mistakes to Avoid When Applying for Disability

Not Providing Enough Medical Evidence

The Social Security Administration (SSA) needs solid proof that your condition prevents you from working. Failing to include comprehensive medical records is one of the biggest reasons for claim denial.

• Include recent and historical medical documents
• Get written statements from treating physicians
• Make sure specialists’ records are included

Incomplete or Inaccurate Applications

Leaving blanks or making mistakes on the application can lead to unnecessary delays.

• Double-check all information before submitting
• Don’t underestimate the impact of minor details
• Be honest and consistent throughout the form

Missing Deadlines

Deadlines matter. Whether it's submitting paperwork, appealing a denial, or showing up for exams—missed deadlines can mean starting over.

• Track your deadlines carefully
• Use reminders or let someone assist you
• Keep copies of everything you send or receive

Continuing to Work Full-Time

If you’re earning above the Substantial Gainful Activity (SGA) threshold, the SSA may decide you’re not truly disabled.

• Understand the earnings limits
• Consider whether part-time work could affect your claim

Not Following Medical Advice

If you’re not seeing your doctor regularly or ignoring prescribed treatment, the SSA may question how serious your condition is.

• Stay consistent with treatments
• Keep appointments and follow your care plan
• If you stop treatment, document the reason (e.g., side effects, cost, etc.)

Waiting Too Long to Apply

Some people delay applying because they think they’ll eventually recover or aren’t sure if they qualify. Unfortunately, this can result in missed back pay or loss of benefits altogether.

• Apply as soon as you become unable to work
• The process takes time—starting early is crucial

Trying to Do It All Alone

While it’s possible to apply without help, the process is much easier (and more successful) when you have someone guiding you.