Determine Which Disability Program to Apply For

Before you start the application process, you need to determine which disability program you qualify for:

• Social Security Disability Insurance (SSDI): SSDI is available for individuals who have worked and paid into Social Security for a certain number of years and are now disabled. You must meet specific work history requirements to qualify.
  
• Supplemental Security Income (SSI): SSI is a need-based program designed for individuals with limited income and resources, regardless of their work history. It is available to those with disabilities, blindness, or who are aged 65 and older.

If you’re not sure which program you qualify for, you can contact the Social Security Administration (SSA) to get more information or reach out to an attorney or advocate who specializes in disability law.

Gather the Required Documents

Before applying for disability, it’s crucial to have all the necessary documents on hand. Here’s a list of what you’ll need to gather:

• Proof of Identity: This includes your Social Security number, birth certificate, or passport.
• Medical Records: Detailed information about your disability, including doctors' reports, medical test results, and a history of any treatments you’ve received.
• Work History: For SSDI applicants, you’ll need to provide proof of your past work, such as W-2 forms, pay stubs, or tax returns.
• Financial Information: If applying for SSI, you’ll need to provide information about your financial resources, such as bank statements, property, and other assets.

Having your documentation ready will help streamline the application process and avoid delays.

How to Apply for Disability in Texas

There are several ways to apply for disability benefits in Texas:

Online Application

The fastest and easiest way to apply is online through the Social Security Administration (SSA) website:

• Visit the SSA website at www.ssa.gov.
• Create an account or log in to your existing account.
• Select the appropriate disability program (SSDI or SSI) and complete the online application form.
• Submit your application once all sections are completed.

Phone Application

If you prefer not to apply online or need assistance, you can apply by calling the SSA’s toll-free number at 1-800-772-1213. A representative will help guide you through the application process.

In-Person Application

You can also apply in person at a Social Security office in Texas. To locate an office near you, visit the SSA’s website or use the SSA office locator. A representative will assist you with completing the application and answer any questions you may have.

Texas State Resources

The Texas Health and Human Services Commission (HHSC) offers additional support for individuals applying for SSI. If you’re applying for SSI in Texas, you can contact the HHSC for assistance with the application process.

Wait for the SSA’s Decision

Once you submit your application, the SSA will review your case. This process may take several months, as they will need to verify your medical condition and work history. They may contact your doctors, employers, or other professionals to gather additional information about your disability.

While waiting for a decision, you can track the status of your application by calling the SSA or creating an account on their website to check your application status.

What to Do if Your Disability Claim is Denied

Unfortunately, many disability claims are initially denied. If your application is rejected, don’t worry – you can appeal the decision. There are several levels of appeal:

• Reconsideration: If your claim is denied, you can request a reconsideration. The SSA will review your case again, possibly with new evidence or information.
• Hearing: If the reconsideration is unsuccessful, you can request a hearing with an Administrative Law Judge (ALJ). This is an opportunity to present your case in person, and the ALJ will make a new decision.
• Appeals Council: If your hearing request is denied, you can ask the SSA’s Appeals Council to review your case.
• Federal Court: If you still don’t agree with the decision, you can take your case to federal court.

The appeals process can be complex, so it’s highly recommended to seek the help of a disability attorney or advocate if your claim is denied.