Steps to File for Disability in Michigan

Step 1: Understand Eligibility Requirements

Before filing for disability, it’s essential to determine whether you meet the eligibility criteria for either SSDI or SSI.

• SSDI: To qualify, you must have a history of working and paying Social Security taxes.
• SSI: If you don’t have a work history but have limited income and resources, you may qualify for SSI. Both programs require that your disability prevent you from working for at least 12 months or result in death.

Step 2: Gather Medical and Personal Documentation

The next critical step is collecting the necessary documentation to support your claim.

• Medical Records: Provide up-to-date records of your diagnosis, treatment, and prognosis from your healthcare providers.
• Work History: You’ll need to include your employment history, including job titles, duties, and dates of employment.
• Financial Information: For SSI claims, you'll need to show financial need, including your income and assets.

Step 3: Complete the Disability Application

You can file your disability claim either online or by phone through the Social Security Administration (SSA).

• Apply Online: The fastest way to apply is through the SSA website at www.ssa.gov.
• Apply by Phone: You can call the SSA at 1-800-772-1213 to start the process over the phone. Be thorough and accurate when filling out your application to avoid delays or denials.

Step 4: Submit Supporting Documentation

After completing your application, be sure to submit all required documentation, including:

• Medical Evidence: Detailed medical records and a statement from your doctor regarding your disability and limitations.
• Work and Financial Documents: Copies of your work history and financial information for SSI claims.

Step 5: Understand Michigan-Specific Disability Criteria

The SSA evaluates claims based on the five-step disability evaluation process:

• Step 1: Substantial Gainful Activity: If you’re working and earning more than a set monthly amount, you may not be considered disabled.
• Step 2: Severe Condition: Your condition must significantly limit your ability to perform basic work tasks.
• Step 3: Listed Impairment: Your condition must meet or medically equal one of the impairments on the SSA’s Listing of Impairments.
• Step 4: Past Work: The SSA will evaluate whether you can still perform past work.
• Step 5: Other Work: If you can’t perform past work, the SSA will determine if you can do other types of work based on your skills and limitations.

Step 6: Follow Up and Stay Organized

Once your application is submitted, stay on top of any requests for additional information and follow up regularly:

• Create an SSA Online Account: This allows you to check the status of your claim and see if any updates are needed.
• Contact SSA: If you don’t receive updates in a reasonable amount of time, call the SSA at 1-800-772-1213 for clarification.

Step 7: Prepare for a Possible Denial

It’s common for disability claims to be denied on the first attempt. If your claim is denied, you have the right to appeal.

• Request Reconsideration: If your claim is denied, the first step is requesting a reconsideration of your case.
• Request a Hearing: If reconsideration is denied, you can request a hearing before an Administrative Law Judge (ALJ).

Step 8: Consult a Michigan Disability Lawyer (Optional)

Although you can file for disability on your own, seeking assistance from a disability lawyer in Michigan can improve your chances of success. A lawyer can:

• Help you gather medical evidence and documents.
• Assist in the appeals process if your claim is denied.
• Provide guidance throughout the entire filing process.