Step 1: Understand the Eligibility Requirements

To qualify for Social Security Disability benefits in North Carolina, you must meet specific criteria. These include:

• Medical Condition: You must have a medical condition that prevents you from working and is expected to last at least 12 months or result in death. The condition must be severe enough to prevent you from performing basic work tasks.
• Work History (for SSDI): If applying for SSDI, you must have worked in jobs covered by Social Security and earned enough work credits. The number of credits needed depends on your age when you became disabled.
• Financial Need (for SSI): If applying for SSI, you don’t need work credits, but you must meet financial eligibility requirements. SSI is for individuals with limited income and resources.

Step 2: Gather the Necessary Documentation

Before you start your application, it's crucial to have the right documentation. This will include:

• Medical Records: Detailed information about your condition(s), including medical tests, doctors' notes, and any relevant treatment information.
• Work History: A list of your past employers and jobs, along with the dates you worked.
• Personal Information: Your Social Security number, birthdate, contact information, and bank details (for direct deposit).
• Financial Information (for SSI): If you're applying for SSI, you’ll need to provide information about your income, assets, and living situation.

Step 3: Apply for Disability Benefits

You can apply for disability benefits in North Carolina in several ways:

• Online Application: The quickest and easiest way to apply is online through the Social Security Administration’s (SSA) website at www.ssa.gov. This allows you to fill out the application, submit medical records, and track your application status.
• To apply online:
• Visit www.ssa.gov and click on the “Apply for Disability” section.
• Follow the instructions and fill out the application forms.

• In-Person Application: You can also apply in person at your local Social Security office in North Carolina. To find the office nearest you, visit the SSA’s office locator at https://www.ssa.gov/locator or call 1-800-772-1213.

• Phone Application: If you are unable to apply online or in person, you can apply by calling the SSA at 1-800-772-1213. They will assist you in completing the application over the phone.

Step 4: Wait for a Decision

After you’ve submitted your application, the SSA will review your case to determine whether you qualify for disability benefits. This process can take several months. During this time, the SSA may request additional medical records, tests, or statements to support your claim.

• Approval: If your application is approved, you’ll begin receiving SSDI or SSI payments.
• Denial: If your claim is denied, don’t get discouraged. Many disability claims are initially denied, but you have the right to appeal the decision.

Step 5: Appeals Process

If your application is denied, you can appeal the decision. There are several levels of appeal:

• Request for Reconsideration: This is the first level of appeal. The SSA will review your case again to see if they missed something in the original decision.
• Request for a Hearing: If your reconsideration is denied, you can request a hearing before an Administrative Law Judge (ALJ). This is an opportunity to present your case in person.
• Appeals Council: If the ALJ denies your claim, you can ask the SSA’s Appeals Council to review the decision.
• Federal Court: If the Appeals Council denies your claim, you may appeal the decision to a federal court.

Step 6: Consider Legal Assistance

While you can apply for disability benefits on your own, working with an experienced disability lawyer or advocate can improve your chances of success. A lawyer can help you:

• Gather and organize medical evidence.
• Fill out application forms correctly and avoid mistakes.
• Represent you during the appeals process if your claim is denied.